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Capital Advisory.

Trans-Bay Capital has relationships with over 300 lenders including life insurance companies, debt funds, banks, credit unions, HUD, freddie mac & fannie mae and CMBS lenders. These partnerships allow us to offer capital resources for all commercial real estate property types up to $50 Million+.


Our core Correspondent Lending Program offers loans from $500,000 to

$8 million throughout the United States.


PURPOSE: Fixed-rate financing on commercial real estate (Investor, Owner-User)

GEOGRAPHY: United States

LOAN SIZE: $500,000 to $8,000,000

PROPERTY TYPES: Multifamily, Office, Industrial, Retail


TERM: Investor, Up to 10 Years Owner-User, Up to 25 Years 

AMORTIZATION: Up to 25 Years 


INTEREST RATES: US Treasury Rate + 2.00%

LOAN TO VALUE: Up to 65% 

LIABILITY: Recourse 

LOAN FEES: Typically 1% 

PREPAYMENT: Step-Down Prepayment Penalty

OTHER COSTS: Generally $10,000 - $25,000, plus legal

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